Gateshead-based mailing house Washington Direct Mail (WDM) is offering an annual scholarship award for existing UK university and prospective students.It will provide £1,300 in annual Scholarship Awards to three individuals who are currently attending or planning to attend a United Kingdom University. The prizes will consist of:First place: £1000Second place: £200Third place: £100Jason Sullock, UK Marketing Manager for WDM, explained the initiative. He said: “We’ve been looking at this for a while but it’s come into sharper focus with the government’s intention to increase the interest rates on student loans.”He added that scholarship awards tie in well with both WDM’s business and social responsibility aims.He explained: “We understand it can be hard for some students and their families to make ends meet. It’s not just the tuition fees, think of the IT equipment that’s needed as standard these days, as well as the books, the transportation, the clothing, and that’s without talking about the utility bills, day-to-day housing and food costs. In fact the estimated cost of attending a three-year university course at somewhere like the University of Manchester these days is £28,170.”He also wanted the company to encourage the next generation of managers to join the digital printing and direct mail industry or to explore their use in their business planning.He said: “Direct Mail has evolved out of all recognition since the introduction of digital marketing but still remains an essential tool in any managers promotional toolkit.”How to apply for the scholarshipsTo apply, applicants should submit a 750+ word essay by 5pm on September 30th 2017, addressing the title: “The Opportunities and Benefits of Integrating Personalised Digital Printing and Direct Mail into a modern Business Marketing Strategy.”Six finalists will be chosen by the Washington Direct Mail Scholarship Judging Team. Their essays will then be posted and promoted online. A public vote will then determine the winning Washington Direct Mail Scholarship Awards.Sullock said: “Whilst we’re not Microsoft or Sage by any means, we strongly believe that if you’re fortunate enough to be doing well in business, you should always try to give something back to society.”continued Jason, “This is our way of doing that. It’s the right thing to do, and we hope it will help three students on their way, whilst at the same time highlighting to future generations of managers, entrepreneurs and business owners exactly how usefulmodern direct marketing can be.” 133 total views, 1 views today Advertisement 134 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 28 July 2017 | News Tagged with: direct mail Funding Direct mail company offers annual scholarship for university students
SHARE Lack of rain was definitely a big problem for some parts of the country last year. The effects had a big impact on a larger portion of the nation and were expected to be felt for years to come. Now – a drought is stretching across a record-breaking one-thousand-sixteen counties in the U.S. As was the case for cattle producers in Texas and Oklahoma in 2011 – ranchers are finding it difficult to feed their cattle. As a result – they are reducing their herds and selling their cattle to avoid the mounting losses caused by this widespread drought. The New York Times reports that the town of Torrington, Wyoming is an example of just how bad the situation has become. Normally – the Torrington Livestock Markets would be quiet on a Wednesday in the summer months. But they are doing four times as much early-season business as usual. In fact – they auctioned off more than 17-thousand head of cattle last month – compared with around 33-hundred in June of 2011.Ranchers are losing money – in some cases hundreds of dollars for each animal they sell early – because they are younger and lighter than those fed all summer on prairie grass. For some that will mean the difference between profit and loss. One producer at Torrington said it would take two to three years to recover. He says people are cutting down – but if the drought continues for another year – it could put a lot of people out of business.The impact could be felt at the supermarket as well. Experts note the sale of cows and calves that otherwise would have produced more cows and calves could ultimately reduce beef production and drive prices higher. USDA most recently projected American beef production to fall by about one-billion pounds this year as compared to 2011. A USDA cattle analyst says U.S. cattle inventories are the lowest they’ve been in several decades. Any plans producers had to expand their herds went out the window with the resurrected drought. Home Indiana Agriculture News Cattle Producers Making Tough Decision to Sell SHARE Previous articleHouse Farm Bill Faces Difficult Road to PassageNext articleRetail Food Prices Down Slightly in Second Quarter Gary Truitt Cattle Producers Making Tough Decision to Sell Source: NAFB News Service Facebook Twitter Facebook Twitter By Gary Truitt – Jul 16, 2012
WhatsApp THE latest Local Property Tax (LPT) statistics for Limerick show that more than nine in ten people are paying up.The figures show a high compliance rate for 2017 of 97.6 per cent with €16.6 million collected between the city and county.The LPT figures, based on preliminary analysis of returns filed and other LPT related information, also showed a 4.4 per cent mandatory LPT reduction for properties in Limerick last year.Sign up for the weekly Limerick Post newsletter Sign Up The LPT statistics for 2017 also indicated LPT exemptions of €500,000 in Limerick, with €17.7m declared and a further €400,000 deferred, leaving a net position of €17.3m. Revenue warned that exempt amounts are based on claims made in returns and will now be subject to verification checks.Limerick City and County Council this week said it is delighted with the compliance levels of Local Property Tax (LPT) payment in 2017 as published by Revenue.“The LPT is a critical funding stream for the local authority,” a spokesman for the local authority told the Limerick Post.“In 2018 the LPT accounts for 12 per cent of the entire council revenue budget of €158.55 million (excluding HAP). The LPT provides for local services direct to local communities across Limerick.“In 2018, following the decision by the councillors to adopt the budget, additional funding of the following direct services has been made possible as a result of the Local Property Tax: Maintenance and Improvements to Local and Regional Roads, Street Cleaning, Community Grants, Litter Management, Library Services and Tourism Development and Promotion,” he concluded.by Alan [email protected] Advertisement Limerick Ladies National Football League opener to be streamed live Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash Linkedin NewsLocal NewsNine in ten pay Limerick property taxBy Alan Jacques – January 22, 2018 1021 RELATED ARTICLESMORE FROM AUTHOR Facebook WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Previous articleThe crazy zany Janey ladyNext articleHigh hopes for regional and national growth for Shannon Alan Jacqueshttp://www.limerickpost.ie TAGSlimerickLimerick City and County CouncilLocal Property Tax (LPT) Email Twitter Limerick’s National Camogie League double header to be streamed live Print Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Limerick Artist ‘Willzee’ releases new Music Video – “A Dream of Peace”
Home / Daily Dose / Rebuilding and Repaying After Storms Tagged with: Conventional Loans Delinquency FHA Foreclosure HOUSING hurricane florence MBA mortgage VA Sign up for DS News Daily in Daily Dose, Featured, Foreclosure, News Subscribe Conventional Loans Delinquency FHA Foreclosure HOUSING hurricane florence MBA mortgage VA 2018-11-09 Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Print This Post Rebuilding and Repaying After Storms Previous: AHP Servicing Unveils New $50 Million Regulation A Offering Next: MCT Moves to Secure Sensitive Borrower Data About Author: Seth Welborn Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save Related Articles November 9, 2018 1,130 Views Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Recent natural disasters have pushed mortgage delinquencies up slightly, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey. The report states that the delinquency rate rose to a seasonally adjusted rate of 4.47 percent of all loans outstanding at the end of Q3 2018.“Despite the small uptick this quarter, the healthy economy is overall supporting low mortgage delinquencies and foreclosure inventories,” said Marina Walsh, VP of Industry Analysis at MBA. “Unemployment is at its lowest level since 1969, wages have grown 3.1 percent year-over-year—the biggest jump in almost a decade—and job growth is averaging over 212,000 jobs per month thus far.”Though delinquencies were up 11 basis point over the previous quarter, MBA notes that the rate is down 41 basis points year-over-year. The national uptick may be due in part to the significant increases in delinquency in states that were impacted by Hurricane Florence and Tropical Storm Gordon, such as North Carolina, South Carolina, Mississippi, Arkansas, and Alabama.These states all saw increases in non-seasonally-adjusted mortgage delinquency rates over the previous quarter by 50 basis points or more, with North Carolina increasing by 80 basis points.Walsh notes that Hurricane Michael made landfall after the survey reporting period, and its impact will not be reflected until at least the fourth quarter survey. Additionally, she notes it may take several more quarters for the impact of the more recent storms to fully dissipate.“The impact of the August and September 2017 hurricanes on several states, particularly Texas and Florida, continues to retreat,” said Walsh. “Primarily because of the declining effects of last fall’s hurricane-related spike, the overall mortgage delinquency rate in the third quarter was down 41 basis points on a year-over-year basis.”Across all loan types, delinquencies have dropped year-over-year, with conventional loans dropped by 41 basis points and FHA and VA delinquency rates dropped 44 basis points and 8 basis points, respectively.More information can be found here. Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
A group of 67 Dutch professors has urged the €409bn civil service scheme ABP to support a resolution at Royal Dutch Shell’s annual general meeting in May to make the energy firm carbon-free by 2050.In a letter, published by Dutch daily newspaper NRC, the signatories argued that Shell’s promise last November to halve the carbon footprint of its products by 2050 was insufficient to meet the climate targets of the Paris agreement.In the opinion of the professors – who formed part of an association of private green-minded shareholders, named Follow This – Shell could become carbon-free by investing its profits in sustainable energy rather than in oil exploration.The professors said they wanted their pension contributions to be deployed to turn Shell into a sustainable firm. They said the only alternative for ABP was to divest from Shell – an approach being advocated by NL Fossil Free, another Dutch pressure group.Many of the signatories to the letter were conducting research on climate, ecology and geophysics. They included Fieke van der Lecq, professor of pension markets at Amsterdam’s Free University and Herman Wijffels, professor of sustainability and social change at Utrecht University.Wijffels is also co-founder of the Sustainable Finance Lab, former executive chairman of Rabobank and former chair of the Social and Economic Council.In the past, ABP has voted against resolutions tabled by Follow This. In 2017, it opposed the group’s call on Shell to set CO2 emission targets that would keep global warming considerably lower than two degrees Celsius.At the AGM, just 6.3% of shareholders supported the resolution, although supporters included large Dutch asset managers, such as MN, Achmea IM, Actiam and Van Lanschot Kempen.At the time, ABP said it opposed the resolution as it also involved emissions as a result of the use of fossil fuels sold by Shell, so-called “scope three” emissions. ABP agreed with Shell that the oil giant could not be held responsible for these emissions.However, Shell later announced that it would halve its emissions, including those from its products.In 2016, ABP also opposed a resolution from Follow This, arguing that shareholders should not step into the board’s shoes. However, according to the professors, this problem could be solved by requesting the board to set goals.
Chelsea surrendered the initiative to Manchester City in the Barclays Premier League title race on Saturday when they lost 1-0 at Villa Park. Fabian Delph beat Petr Cech with a clever backheel eight minutes from time, and further drama unfolded soon after following a straight red card for Ramires. “People are going to comment on the decisions, but I am here to talk about the game,” Lambert said. “I want to talk about football and the good things about the game. “We were fantastic, everyone to a man. A young group of lads performed outstanding out there. “I think it’s unfair to single out any individual. It was a team performance.” Mourinho will learn his fate on Monday when the FA receives Foy’s report. Agbonlahor could also be censured for his role in the fracas. The whole evening was one to forget for Mourinho and Chelsea as a whole. It is understood that Chelsea are angry about reports that came from inside the ground that Mourinho and Chelsea captain John Terry tried to “storm” the referee’s room. The Blues insist neither Mourinho nor any of his players entered the room. Mourinho’s team now stand six points ahead of Manchester City and Manuel Pellegrini’s men have three matches in hand. Mourinho must now lift his team for Tuesday’s Champions League match against Galatasaray. The score is 1-1 after a tense first leg in Turkey. The good news for Mourinho is that Samuel Eto’o is expected to be fit for the game. The Cameroonian sat out the Villa game as he was not 100 per cent but he should be available to face the Turks. The Brazilian was dismissed for a reckless two-footed lunge on Karim El Ahmadi right in front of the dugout. Mourinho, opposite number Paul Lambert and a number of coaches entered the pitch to try to cool the situation down. But, after being ushered off the pitch, Mourinho brushed past fourth official Jon Moss and went on to the pitch again, shouting towards referee Foy. Mourinho wanted to speak to Foy about the fact that Gabriel Agbonlahor went unpunished for coming off the bench and grabbing Ramires by the neck, but the referee was not interested and he sent the Portuguese to the stands. Mourinho, fearing another charge for bringing the game into disrepute, was careful not to question the integrity of Foy after the match, but he may still be sanctioned as the FA rule book says managers must not leave the confines of their technical area during the match. Rule E3 states any manager who does so could be liable to an FA charge, with a fine of £8,000-£12,000 a possible punishment. Should it be deemed that Mourinho, or any of the others who came on the pitch used abusive language, they could be banned for two matches. Villa boss Lambert was keen to talk about the result, rather than the dismissal of Mourinho, Ramires and Willian, who received a second yellow card for a push on Delph in the second half. Press Association The FA will examine Chris Foy’s match report before deciding whether to charge Jose Mourinho or any of those involved in the injury time melee during Chelsea’s defeat to Aston Villa.
Country Manager of Cheki.com.gh, Ghana’s number one cars and auto website Mr Eric Amoako-Twum has backed Black Stars coach Kwasi Appiah to succeed in the Summer World Cup.Cheki.com.gh, the latest sponsor of the Black Stars has struck partnership with RANA Motors, importers and dealers of Kia Vehicles and Ashok Leyland trucks in Ghana.And it is the latest to join the growing list of corporate bodies and individuals commending the Black Stars trainer for choosing the best players to represent the country in Brazil.Currently with 400 garages on its platform and over hundreds of individual car sellers advertising on their website countrywide with 10,000 cars online,cheki.com.gh has pledged to strengthen their already healthy relationship with the GFA. To the hard working Cheki.com.gh boss, who have succeeded in making a huge impressions on the minds of football faithful with its association with the GFA, the coach’s 26-man squad was a clear reflection of coach Appiah’s close monitoring of the players from their respective clubs.Amoako-Twum, an ardent online marketing advocate has expressed the hope that the team; a blend of experienced and youth will go past where they ended during the last World Cup in South Africa. “We are at Cheki.com.gh have so much confidence in the team, we believe they will do our great country proud in Brazil, hence our recent association with the Ghana Football Association and that matter the Black Stars,” said Amoako-Twum.He added “Our recent $100,000 deal with the GFA was a clear testament of our faith in the brand that is flying the name of Ghana high. We are urging the technical and the playing body on to succeed in Brazil.”